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A get-rich-quick company sent junk mail out to people trying to get them to bite. They sent Patrick Combs a check made out in his name for $95,093.35 as a teaser, though it wasn’t a real check. For kicks and giggles, Combs deposited the check at an ATM as a joke. He endorsed the check with a smiley face after his name, for Pete’s sake. He walked away from the ATM laughing, saying he’d never had such a fun time at his bank before.
He figured he’d get a phone call from the bank informing him of his error or get a letter in the mail stating that they couldn’t take a fake check. There was no error and the bank accepted the check. After making sure there was no mistake and waiting three weeks to touch the money, Combs had a cashier’s check for the full amount made and put it in a safe deposit box for safe keeping.
He figured the company who sent the check would come knocking pretty soon. However, it was the bank that called and was really aggressive with him, because they had made the mistakes. They refused to cooperate or be civil with Combs, so he held onto the money!
